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Renter's Content

This program provides coverage for tenant contents and liability insurance which pays the tenant for sums that they may become legally obligated to pay, as a result of a covered event.

Program Highlights Include

  • Packaged coverage for direct physical damage to personal property (broad form) & tenant liability.
  • Various limit & deductible options available.
  • Monthly Invoicing.
  • Online Status Report Providing a Listing of All Polices.
  • Simplistic Web Based Insurance Administration Available 24/7.

    • Renter's Contents coverages include:

    • Personal property owned or used by an Insured while it is anywhere in the world.

    • Personal property of others while it is on the ‘residencepremise’ occupied by an insured.

    • Includes $3,000 Additional Living Expense.

    Renter's Liability coverages include:

    • Damages for which an Insured is legally liable including prejudgment interest awarded against an ‘insured’ and defense costs.

    • Includes $1,000 damage to property of others(caused by an Insured) and $3,000 Med Pay.

    Covered Events may not be selected individually but are offered as plan packages,determined by the Company. Limit of liability for personal property usually located at an ‘insured's residence, other than the ‘residence premises’, is 10% of the limit of liability or $1,000, which ever is greater.

    Note: If a ‘residence premise’ has been vacant for more than 60 consecutive days, coverage for the perils of Theft, Vandalism & Malicious mischief may not apply.